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(If you're not charging, for instance, you're not earning any rewards.)Still, there is something important to note before you cut the card: Formally closing an account eliminates the available credit line associated with it, which, in turn, could hurt your credit utilization rate -- the amount of credit a lender has extended to you versus how much debt you're carrying on your cards.
All old stories (more than a few months old) are compiled together as alphabetical archive, and now include photos of women-scammers and links to related articles.